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Should We Obtain Sign Applications from Our New Insureds We Obtain Via Broker of Record?
Obtaining business through an Agent or Broker of Record (AOR/BOR) is a popular sales tactic these days. Our Ask an Expert service answers the question: Should we obtain a new…
Ask an Expert Answers Hit Another Home Run on Certificates of Insurance
Ask an Expert questions and answers provide strong resources to our agents. As you know firsthand, requests for certificates of insurance wording are currently bordering on “theatre of the absurd.”…
How to Get Your Insurance License
You’re on your way to becoming an independent insurance agent. But first, you must get a license. Fortunately, the Big “I” can help you get your insurance license.
Are Donations Made to Non-Profits Covered in a Business Income Loss?
Business income and extra expense coverage can be difficult claims to handle, and filling out the business income worksheet must be done with care. In this question, an agent asks…
Life Insurance Trust Tax Implications
An agent asks: I sold a life insurance Trust UL policy many, many years ago. The Doctor recently died. He had Option B (option 2). The face amount was $500,000…
CGL Cross Liability
Recently, our “Ask an Expert” service received a rash of “cross liability” questions. The term “cross liability” deals with whether or not one insured can sue another under a liability…
